Once getting the brand new data throughout the Lender, the latest Ministry’s Percentage examines them and are at decisionmission says to the bank that it acknowledged the new subsidy, immediately after which the bank finishes Loan Agreement into borrowing from the bank applicant

Skopje, six th (MIA) Need for this new Purchase a property Pick a condo Endeavor notably increased following the Reasonable for it Investment, which was stored in the period 24 th October twenty-eight th October. It determine that the process of entry software program is effortless, therefore boasts about three procedures.

We are able to explain the procedure of submission application on Buy a home Buy an apartment Venture, in the around three measures and if you are updated, you are going to realize it is an easy processes. First faltering step are looking a condo otherwise house or much to have home. The next action is handling among the many 8 banking institutions playing regarding the Enterprise and you will fill out the desired data files, while the step three is one of the Ministry from Finance, one as the interacting with from decision to own approving the fresh new subsidy, following brand new candidate cues financing agreement to the respective financial, Ivana Bilbilovska, Spokesperson of the Ministry away from Financing, told you.

Lender collects these types of files on candidate and you can confirms whether or not he/she actually is eligible for obtaining the financing, and you will after it forwards this new respective data files for the Ministry of Fund, Bilbilovska said

Mit dem Laden des Videos akzeptieren Sie die Datenschutzerklärung von YouTube.
Mehr erfahren

Video laden

YouTube immer entsperren

Are you aware that first faltering step, Bilbilovska teaches you the requisite is for the apartment or even the domestic to get a separate building and also for the rate perhaps not in order to meet or exceed EUR 900 for every single square meter. People distribution app on Buy a home Pick a flat online payday loans Athens Venture should ending Original Agreement with the specialist or if the guy/she makes a house, he/she should provide design and you will technology documentation.

Another step is for new resident to handle certainly the fresh eight banking companies, within the Buy a house Get a condo Opportunity, i.e. Stopanska banka Skopje, Stopanska banka Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you may Prokredit banka. Utilizing the First Agreement to own an apartment or property, new persons will be yield to the financial institution their/their unique ID, full-day work certification, certificate going back half a dozen repaid wages and you can report, affirmed of the notary public, that in the first 5 years of your installment several months, they’re going to neither promote the latest flat and/or domestic, nor book otherwise put them under second mortgage.

Step three is getting choice of the Ministry out of Financing. The latest Fee within the Ministry regarding Money match one or more times into the 45 days, and you will, if required, over and over again.

If you do not get own home or even the house in which you live has been too small for you personally and you also want to buy more substantial one to of course your propose to simply take a property mortgage, than just Pick a home Buy a flat Opportunity, is actually a high probability thus. Funds granted of the Ministry off Fund are located in a form out of a beneficial subsidies that reach up to EUR fourteen,000, plus the interest rate is really reduced and you will amounts to 3.95% in the first 36 months and you can 4.44% on the 4th and you may fifth seasons towards the design: repayment when purchasing a condo otherwise subsidizing 75% of the cost when buying/design a property, otherwise fixed from inside the repayment months, bookkeeping to possess 4.5% together with six-month EURIBOR, with the design: equivalent (50%/50%) contribution when selecting an apartment otherwise subsidizing 75% of involvement when buying/building a house, Spokesperson of the Ministry out-of Fund Ivana Bilbilovska, said.