from the best, they doesnt matter whether your more is made with the mortgage and/or c/good, it’s still dominant reduction in the event that its in both certainly one of it. by the left. we wouldnt know the way it truly does work there. (talk to their again possibly?)situation 2 = semi-flexi only has step one account. so that your own to attenuate your principal, the money Need certainly to credit on houses loan membership (at the mercy of LO TnC). any fee built to their c/a posses nothing to do with your own dominating since these accs commonly linked. so that the 2nd officer is actually „korek“. =)

In fact for scenariio 1= I asked the latest officer regarding your antique loan, she told you perhaps not flexi upcoming recommend me personally far better bring other totally flexi bundle.

Scen 2= making this „korek“ haha. Your mode any more fee so you can financing a/c usually deduct the primary amte compared to that LO, how about the latest T&C stated that we must promote advance notice and come up with most percentage. nevertheless administrator explained not want since their LO perhaps not improve, the LO however based on the dated one, nevertheless the bank system currently inform. Why does ? I am afraid immediately following finalizing have a tendency to regret later, most of the mth has to see lender giving down payment .

Got to change financial?

.As to the reasons dont such completely flexi? If any day generate downpayment should inform bank, i wld as an alternative bring completely flexi. Save your time.

Read together with Hleong islamic zero locking period, pledge you might give united states if you got one futher information. Thx.

Actually to possess scenariio step 1= I asked the manager regarding your traditional mortgage, she told you not flexi following suggest me better to take almost every other fully flexi plan.

Scen 2= making this „korek“ haha. Your setting almost any even more payment so you can mortgage a great/c often subtract the main amte to that particular LO, how about the brand new T&C stated that we should instead bring advance observe and also make a lot more commission. nevertheless the manager informed me not require because their LO perhaps not posting, the fresh new LO still according to the dated one, nevertheless the bank operating system currently improve. Why does ? I’m afraid just after signing will feel dissapointed about afterwards, most of the mth needs to observe bank to give down payment .

Got to posting bank?

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.As to the reasons do not eg totally flexi? Or no go out create deposit has to change lender, i wld as an alternative grab fully flexi. Save time.

Read and additionally Hleong islamic no securing months, vow you could potentially give us for those who had people futher info. Thx.

whether its partial or full flexi, the practically a similar thing. just think of it as a hands-on car or car auto. large FC or over-continue charges towards the comfort compared to way more foot work at minimal maintaince cost. https://paydayloanalabama.com/union-grove/ seemingly speaking.

out-of personal perspective, i’ll state go full-flexi if you possess the additional cash just in case you supposed in order to move the cash that frequently.

i am not saying totally yes on UOB’s pratices, however, you is discuss with the brand new officials what type of see to make the more fee? over-the-counter observe, thirty days observe ahead of time an such like.

Do any one with this specific financing bundle. Pls express particular white in my experience. My personal main priority is the improve/prepayment. Let’s say mthly repayment was RM1k, and i also shell out RM1.5k all of the mth on mortgage a/c. Does the new RM500 have a tendency to subtract on Principal amt , after that reducing the focus fees?

You to definitely told you“No“, the excess fee often playground regarding a good/c and use once the a beneficial mthly installment when due. Observe has to be made available to financial when the want the other commission getting deduct the principal. She suggest us to occupy a complete flexi mortgage.